New vs Old Regime
Tax Comparison
Calculate your income tax liability under both regimes for FY 2025–26 (AY 2026–27) across all heads of income.
As per Budget 2025 · Includes surcharge & 4% cess · Rebate u/s 87A applied automatically
Heads of Income
Enter income under each applicable head. Leave blank if not applicable.
Gross salary including all allowances
Net annual value of let-out property (can be negative)
Net profit from business or profession
Interest, dividends, family pension, etc.
Capital Gains
STCG taxed at slab rate. LTCG taxed at 12.5% on amount exceeding ₹1,25,000 (post Budget 2024).
Gains on assets held ≤ 24 months (taxed at slab rate)
Gains on assets held > 24 months (12.5% above ₹1.25L)
Special Income
Flat 30%Winnings from lottery, crossword puzzles, card games, online games (u/s 115BB / 115BBJ). Taxed at flat 30% — no deductions or exemptions allowed.
Gross winnings before TDS (30% flat tax applies)
Age Group
Age affects Old Regime basic exemption limit only
Old Regime Deductions
These apply only to the Old Regime calculation. New Regime gets ₹75,000 standard deduction automatically.
PPF, ELSS, LIC, EPF, NSC, home loan principal, etc.
Self/family premium
House Rent Allowance (actual exempt amount)
Leave Travel Allowance
Interest on self-occupied property
Additional NPS contribution
80E, 80G, 80TTA, etc.
Enter your income details
Fill in income under each applicable head, add deductions for Old Regime, then click Calculate Tax.
Disclaimer: This calculator provides an estimate for informational purposes only. It does not constitute professional tax advice. Actual tax liability may vary based on specific income components, exemptions, and applicable provisions. Consult a qualified CA for accurate tax planning.
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